Freeway operates as a brokerage, which means you pay them to locate auto insurance. Broker fees usually are nonrefundable and vary by state.
This company claims it can find drivers with affordable coverage even if they have traffic tickets or DUI convictions on their record, offering SR-22 policies as well as working with Spanish-speaking agents.
Getting a Quote
Freeway Insurance Brokers compare rates to find their customers the ideal policy within their budget. Working with various providers that provide various coverage options like SR-22 policies for drivers with DUIs or tickets as well as liability coverage that pays off the loan balance should your car be totalled, they also offer various discounts that help drivers with less-than-ideal driving records or credit issues find coverage.
Like other auto insurers, Freeway bases its quotes on several factors, such as your driving record, location and age. Furthermore, the type of vehicle you drive, how often and any accidents or convictions in the past will also play a factor.
Notably, Freeway operates as a broker and charges fees to connect you with providers in each state. Fees differ by state but should always be disclosed upfront; as they could add to the overall cost of your policy. It would be wise to inquire before signing with Freeway.
Freeway Insurance’s website is available both in English and Spanish, providing users with various online services including requesting quotes, finding an office location, making payments and filing claims. Each carrier partner website allows you to view policy details and file claims. Furthermore, some even provide windshield repair services that could save costly repairs caused by road debris or other unforeseen incidents.
Coverage Options
Freeway provides six types of auto insurance: liability, collision, comprehensive, uninsured motorist personal injury protection (PIP), medical payments coverage. Many states mandate at least some type of car coverage and Freeway sells home and life policies too.
Before selecting an insurance policy, it’s essential that you fully comprehend all its basic aspects. For instance, basic policies may not cover damages caused by total vehicle collision, and more expensive-than-average repairs might not qualify for discounts.
Researching Freeway revealed that it serves as a rate comparison broker that does not underwrite its own insurance policies; rather, it connects policyholders to insurers in its network that may offer more competitive rates than Freeway itself.
Freeway Insurance Company provides online quotes, customer service and an easy-to-use website with English and Spanish versions available, which allow users to request quotes, locate offices and access other services like viewing policy details and filing claims. Policyholders can pay premiums either over the phone, in person at an agent location or online through payment options provided by carrier partners – some of Freeway’s partner insurers offer online bill pay as convenient payment methods for auto, homeowners and life policies.
Customer Service
Freeway provides insurance options for vehicles, motorcycles, RVs and homes from auto to RV and home to motorcycle and RV coverages as well as roadside assistance, telemedicine services and identity theft protection plans to its customers. Policy modifications and payments can be completed online, over the phone or at one of their Freeway office locations – offering customers convenient service over more than three decades as one of the largest independent distribution companies within a multibillion-dollar U.S. insurance market.
As Freeway acts as an insurance broker and does not underwrite its own policies, average car insurance rates aren’t readily available through them. Instead, Freeway collaborates with various insurers to provide drivers with unique home and auto quotes tailored specifically for them. Carrier partners vary by state and region but generally feature companies with strong financial strength ratings, low complaint levels and experience offering affordable coverage to high risk drivers.
Freeway Insurance Group provides more than auto and home policies; in addition to these offerings they also provide business owner’s policy, renters insurance, classic car, mobile home, boat, snowmobile, ATV and ATV policies as well as helping people locate SR-22 coverage. Their English and Spanish websites allow easy quoting, request services or locate an office quickly while customers can pay their premiums online, over the phone or in a Freeway retail office near them or by mailing a check payment.
Pricing
Freeway Insurance is a broker, meaning they do not underwrite policies themselves; rather they compare rates from various carriers in order to find you the policy that fits best with your needs and budget. Their agents speak both English and Spanish for easy communication when needed in person or over the phone; Freeway claims its prices are competitive with similar auto coverage available elsewhere.
However, Freeway doesn’t offer many of the discounts typically provided by insurers; good student, safe driving and multiple car discounts may not apply here. Furthermore, bundling your life/home policy together or paying in full can often save money.
Other discounts you might come across with other insurers include military discounts, anti-theft protection and home security savings. Freeway partners often offer first accident forgiveness as well as decreasing deductible options if customers don’t file claims within an allotted amount of time.
